{"id":2269,"date":"2025-05-07T07:01:19","date_gmt":"2025-05-07T04:01:19","guid":{"rendered":"https:\/\/bybanker.com\/?p=2269"},"modified":"2025-05-07T08:49:06","modified_gmt":"2025-05-07T05:49:06","slug":"%d8%b9%d9%8a%d9%88%d8%a8-%d9%85%d8%ad%d9%81%d8%b8%d8%a9-%d9%8a%d9%88%d8%b1%d8%a8%d8%a7%d9%8a","status":"publish","type":"post","link":"https:\/\/bybanker.com\/?p=2269","title":{"rendered":"\u0645\u0645\u064a\u0632\u0627\u062a \u0648\u0639\u064a\u0648\u0628 \u0645\u062d\u0641\u0638\u0629 \u064a\u0648\u0631\u0628\u0627\u064a 2025 \u0648\u0623\u0641\u0636\u0644 \u0628\u062f\u0627\u0626\u0644 urpay"},"content":{"rendered":"<p>\u0631\u063a\u0645 \u0627\u0646\u0647\u0627 \u062a\u0645\u062a\u0644\u0643 \u0627\u0644\u0643\u062b\u064a\u0631 \u0645\u0646 \u0627\u0644\u0645\u0645\u064a\u0632\u0627\u062a \u0625\u0644\u0627 \u0623\u0646 \u0639\u064a\u0648\u0628 \u0645\u062d\u0641\u0638\u0629 \u064a\u0648\u0631\u0628\u0627\u064a \u0645\u0646 \u0628\u0646\u0643 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\u0627\u0644\u0631\u0627\u062c\u062d\u064a.<\/li>\n<\/ul>\n<h2>\u00a0\u062e\u0637\u0648\u0627\u062a \u0627\u0644\u062f\u0641\u0639 \u0639\u0628\u0631 \u064a\u0648\u0631 \u0628\u0627\u064a \u0627\u0644\u0631\u0627\u062c\u062d\u064a<\/h2>\n<p>\u062a\u062a\u0645 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u062f\u0641\u0639 \u0623\u0648\u0646 \u0644\u0627\u064a\u0646 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0645\u062d\u0641\u0638\u0629 \u064a\u0648\u0631 \u0628\u0627\u064a \u0648\u0641\u0642 \u062a\u0644\u0643 \u0627\u0644\u062e\u0637\u0648\u0627\u062a \u0627\u0644\u0645\u0642\u0628\u0644\u0629:<\/p>\n<ul>\n<li>\u062a\u0648\u062c\u0647 \u0644\u0644\u062a\u0637\u0628\u064a\u0642 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u064a\u0648\u0631 \u0628\u0627\u064a urpay \u0627\u0644\u0631\u0627\u062c\u062d\u064a\u060c \u0648\u064a\u0645\u0643\u0646\u0643 \u062a\u0646\u0632\u0628\u0644\u0647 <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.urpay.consumer\" target=\"_blank\" rel=\"noopener\">\u0645\u0646 \u0647\u0646\u0627<\/a>\u060c \u0648\u0645\u0646 \u062b\u0645 \u064a\u062a\u0645 \u0627\u0644\u062a\u0648\u062c\u0647 \u0646\u062d\u0648 \u0627\u0644\u062a\u0628\u0648\u064a\u0628 \u062f\u0641\u0639.<\/li>\n<li>\u062d\u062f\u062f \u0628\u0639\u062f \u0630\u0644\u0643 \u0627\u0644\u062e\u064a\u0627\u0631 \u0627\u0644\u0633\u062f\u0627\u062f \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u0631\u0645\u0632 \u0643\u064a\u0648 \u0622\u0631.<\/li>\n<li>\u0639\u0644\u064a\u0643 \u0645\u0633\u062d \u0627\u0644\u0643\u0648\u062f \u0639\u0646 \u0637\u0631\u064a\u0642 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0643\u0627\u0645\u064a\u0631\u0627 \u0627\u0644\u0647\u0627\u062a\u0641\u060c \u062b\u0645 \u0623\u062f\u062e\u0644 \u0627\u0644\u0642\u064a\u0645\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0645\u0637\u0644\u0648\u0628\u0629 \u0644\u0644\u062f\u0641\u0639.<\/li>\n<li>\u0627\u0646\u0642\u0631 \u0639\u0644\u0649 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\u064a\u0648\u0631 \u0628\u0627\u064a \u0627\u0644\u0633\u062c\u0644 \u0627\u0644\u062e\u0627\u0635 \u0628\u0645\u0639\u0627\u0645\u0644\u0627\u062a\u0643 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u062a\u064a \u0642\u0645\u062a \u0628\u0647\u0627 \u062e\u0644\u0627\u0644 \u0641\u062a\u0631\u0629 \u0645\u062d\u062f\u062f\u0629 \u0645\u0636\u062a.<\/li>\n<\/ul>\n<figure id=\"attachment_2277\" aria-describedby=\"caption-attachment-2277\" style=\"width: 676px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-2277\" title=\"\u0637\u0631\u064a\u0642\u0629 \u0627\u0635\u062f\u0627\u0631 \u0628\u0637\u0627\u0642\u0629 Urpay visa \u0627\u0644\u0628\u0644\u0627\u0633\u062a\u064a\u0643\u064a\u0629\" src=\"https:\/\/bybanker.com\/wp-content\/uploads\/2024\/06\/\u0637\u0631\u064a\u0642\u0629-\u0627\u0635\u062f\u0627\u0631-\u0628\u0637\u0627\u0642\u0629-Urpay-visa-\u0627\u0644\u0628\u0644\u0627\u0633\u062a\u064a\u0643\u064a\u0629-300x131.webp\" alt=\"\u0637\u0631\u064a\u0642\u0629 \u0627\u0635\u062f\u0627\u0631 \u0628\u0637\u0627\u0642\u0629 Urpay visa \u0627\u0644\u0628\u0644\u0627\u0633\u062a\u064a\u0643\u064a\u0629\" width=\"676\" height=\"295\" srcset=\"https:\/\/bybanker.com\/wp-content\/uploads\/2024\/06\/\u0637\u0631\u064a\u0642\u0629-\u0627\u0635\u062f\u0627\u0631-\u0628\u0637\u0627\u0642\u0629-Urpay-visa-\u0627\u0644\u0628\u0644\u0627\u0633\u062a\u064a\u0643\u064a\u0629-300x131.webp 300w, https:\/\/bybanker.com\/wp-content\/uploads\/2024\/06\/\u0637\u0631\u064a\u0642\u0629-\u0627\u0635\u062f\u0627\u0631-\u0628\u0637\u0627\u0642\u0629-Urpay-visa-\u0627\u0644\u0628\u0644\u0627\u0633\u062a\u064a\u0643\u064a\u0629.webp 700w\" sizes=\"auto, (max-width: 676px) 100vw, 676px\" \/><figcaption id=\"caption-attachment-2277\" class=\"wp-caption-text\">\u0637\u0631\u064a\u0642\u0629 \u0627\u0635\u062f\u0627\u0631 \u0628\u0637\u0627\u0642\u0629 Urpay visa \u0627\u0644\u0628\u0644\u0627\u0633\u062a\u064a\u0643\u064a\u0629<\/figcaption><\/figure>\n<h2>\u0637\u0631\u064a\u0642\u0629 \u0627\u0635\u062f\u0627\u0631 \u0628\u0637\u0627\u0642\u0629 Urpay visa \u0627\u0644\u0628\u0644\u0627\u0633\u062a\u064a\u0643\u064a\u0629<\/h2>\n<p>\u062e\u0637\u0648\u0627\u062a \u0627\u0635\u062f\u0627\u0631 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0628\u0644\u0627\u0633\u062a\u064a\u0643\u064a\u0629 \u0623\u0648 \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0645\u0646 \u064a\u0648\u0631\u0628\u0627\u064a \u0633\u0647\u0644\u0629 \u062c\u062f\u0627\u064b \u0643\u0644 \u0645\u0627 \u0639\u0644\u064a\u0643 \u0647\u0648 \u062a\u062d\u0645\u064a\u0644 \u062a\u0637\u0628\u064a\u0642 \u064a\u0648\u0631\u0628\u0627\u064a \u0648\u062a\u0641\u0639\u064a\u0644\u0647 \u062b\u0645 \u0627\u062a\u0628\u0627\u0639 \u0627\u0644\u062e\u0637\u0648\u0627\u062a \u0627\u0644\u062a\u0627\u0644\u064a:<\/p>\n<ol>\n<li>\u0628\u0639\u062f \u062a\u0633\u062c\u064a\u0644 \u0627\u0644\u062f\u062e\u0648\u0644 \u0625\u0644\u0649 \u062a\u0637\u0628\u064a\u0642 \u064a\u0648\u0631\u0628\u0627\u064a \u062a\u062c\u062f \u0641\u064a \u0623\u0633\u0641\u0644 \u0627\u0644\u0634\u0627\u0634\u0629 \u0639\u062f\u062f \u0645\u0646 \u0627\u0644\u0643\u0644\u0645\u0627\u062a \u0645\u0646\u0647\u0627 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0636\u063a\u0637 \u0639\u0644\u064a\u0647\u0627.<\/li>\n<li>\u062a\u062c\u062f \u0646\u0648\u0639\u064a\u0646 \u0645\u0646 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0623\u0648 \u0627\u0644\u0628\u0644\u0627\u0633\u062a\u064a\u0643\u064a\u0629 \u0648\u0627\u0644\u0627\u062b\u0646\u064a\u0646 \u0645\u0646 \u0641\u064a\u0632\u0627 \u0642\u0645 \u0628\u0627\u062e\u062a\u064a\u0627\u0631 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u062a\u064a \u062a\u0631\u064a\u062f \u0625\u0635\u062f\u0627\u0631\u0647\u0627 \u0648\u0644\u062a\u0643\u0646 \u0627\u0644\u0628\u0644\u0627\u0633\u062a\u064a\u0643\u064a\u0629.<\/li>\n<li>\u0627\u0644\u0641\u0631\u0642 \u0628\u064a\u0646 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0648\u0627\u0644\u0628\u0644\u0627\u0633\u062a\u064a\u0643\u064a\u0629 \u0645\u0646 \u0646\u0627\u062d\u064a\u0629 \u0627\u0644\u0625\u0635\u062f\u0627\u0631 \u0647\u064a \u0627\u0644\u0631\u0633\u0648\u0645 \u0641\u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0645\u062c\u0627\u0646\u064a\u0629 \u0623\u0645\u0627 \u0627\u0644\u0628\u0644\u0627\u0633\u062a\u064a\u0643\u064a\u0629 \u0639\u0644\u064a\u0647\u0627 \u0631\u0633\u0648\u0645 34 \u0631\u064a\u0627\u0644.<\/li>\n<li>\u0628\u0639\u062f \u0627\u062e\u062a\u064a\u0627\u0631 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0628\u0644\u0627\u0633\u062a\u064a\u0643\u064a\u0629 \u0633\u0648\u0641 \u064a\u062a\u0645 \u0625\u0631\u0633\u0627\u0644 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0639\u0644\u0649 \u0627\u0644\u0639\u0646\u0648\u0627\u0646 \u0627\u0644\u0630\u064a \u0642\u0645\u062a \u0628\u062a\u0633\u062c\u064a\u0644\u0647 \u0639\u0644\u0649 \u062a\u0637\u0628\u064a\u0642 \u064a\u0648\u0631\u0628\u0627\u064a \u0648\u062a\u0642\u0648\u0645 \u0628\u062a\u0641\u0639\u064a\u0644 \u0647\u0630\u0647 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0645\u0646 \u0623\u064a \u0635\u0631\u0627\u0641 \u0622\u0644\u064a \u062a\u0627\u0628\u0639 \u0644\u0645\u0635\u0631\u0641 \u0627\u0644\u0631\u0627\u062c\u062d\u064a.<\/li>\n<\/ol>\n<h2>\u0643\u0645 \u062a\u0633\u062a\u063a\u0631\u0642 \u0645\u062f\u0629 \u0627\u0644\u062a\u062d\u0648\u064a\u0644 \u0645\u0646 \u064a\u0648\u0631\u0628\u0627\u064a urpay \u0644\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0645\u062d\u0644\u064a\u0629<\/h2>\n<p>\u062a\u0633\u062a\u062e\u062f\u0645 \u0645\u062d\u0641\u0638\u0629 \u064a\u0648\u0631\u0628\u0627\u064a \u0641\u064a \u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 \u0648\u0627\u062d\u062f\u0629 \u0645\u0646 \u0628\u064a\u0646 \u0627\u0644\u0645\u062d\u0627\u0641\u0638 \u0631\u0642\u0645\u064a\u0629 \u0627\u0644\u0645\u0645\u064a\u0632\u0629 \u0627\u0644\u062a\u064a \u062a\u0639\u062f \u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0645\u0646\u0647\u0627 \u0648\u0625\u0644\u064a\u0647\u0627 \u0645\u0646 \u0628\u064a\u0646 \u0627\u0644\u062a\u0639\u0627\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0644\u064a\u0629 \u0627\u0644\u0633\u0631\u064a\u0639\u0629 \u062d\u064a\u062b \u0623\u0646 \u0627\u0644\u062a\u062d\u0648\u064a\u0644 \u064a\u0633\u062a\u063a\u0631\u0642 \u062d\u0648\u0627\u0644\u064a 48 \u0633\u0627\u0639\u0629 \u0623\u064a \u064a\u0648\u0645\u064a\u0646 \u0639\u0645\u0644 \u0645\u062a\u0648\u0627\u0635\u0644\u064a\u0646 \u062d\u062a\u0649 \u062a\u062a\u0645 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u062a\u062d\u0648\u064a\u0644.<\/p>\n<h2>\u0631\u0633\u0648\u0645 \u062a\u062d\u0648\u064a\u0644 \u064a\u0648\u0631\u0628\u0627\u064a \u0645\u062d\u0644\u064a\u0627<\/h2>\n<p>\u0627\u0644\u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0645\u062d\u0644\u064a \u0645\u0646 \u062e\u0644\u0627\u0644 \u0645\u062d\u0641\u0638\u0629 \u064a\u0648\u0631\u0628\u0627\u064a urpay \u0627\u0644\u062a\u064a \u062a\u062a\u0628\u0639 \u0645\u0635\u0631\u0641 \u0627\u0644\u0631\u0627\u062c\u062d\u064a \u0625\u0630\u0627 \u0643\u0627\u0646\u062a \u0625\u0644\u0649 \u062d\u0633\u0627\u0628 \u0628\u0646\u0643\u064a \u062a\u0627\u0628\u0639 \u0644\u0628\u0646\u0643 \u0627\u0644\u0631\u0627\u062c\u062d\u064a \u0641\u0644\u0627 \u062a\u0641\u0631\u0636 \u0623\u064a \u0631\u0633\u0648\u0645 \u0645\u0627\u0644\u064a\u0629 \u0639\u0644\u0649 \u062a\u0644\u0643 \u0627\u0644\u062e\u062f\u0645\u0629.<\/p>\n<p>\u0628\u064a\u0646\u0645\u0627 \u0627\u0644\u0631\u0633\u0648\u0645 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0645\u0636\u0627\u0641\u0629 \u062a\u0643\u0648\u0646 \u0628\u0642\u064a\u0645\u0629 25 \u0631 \u0633 \u0625\u0630\u0627 \u0643\u0627\u0646 \u0627\u0644\u062a\u062d\u0648\u064a\u0644 \u0644\u0628\u0646\u0643 \u0622\u062e\u0631 \u0644\u0627 \u064a\u062a\u0628\u0639 \u0623\u064a \u0641\u0631\u0639 \u0645\u0646 \u0641\u0631\u0648\u0639 \u0645\u0635\u0631\u0641 \u0627\u0644\u0631\u0627\u062c\u062d\u064a \u0628\u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629.<\/p>\n<p>\u062a\u0627\u0628\u0639 \u0647\u0646\u0627: <a href=\"https:\/\/bybanker.com\/?p=2284\">\u0643\u0645 \u0631\u0633\u0648\u0645 \u0627\u0644\u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u062f\u0648\u0644\u064a urpay<\/a><\/p>\n<figure id=\"attachment_2278\" aria-describedby=\"caption-attachment-2278\" style=\"width: 460px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-2278\" title=\"\u0631\u0633\u0648\u0645 \u062a\u062d\u0648\u064a\u0644 \u064a\u0648\u0631\u0628\u0627\u064a \u0645\u062d\u0644\u064a\u0627\" src=\"https:\/\/bybanker.com\/wp-content\/uploads\/2024\/06\/\u0631\u0633\u0648\u0645-\u062a\u062d\u0648\u064a\u0644-\u064a\u0648\u0631\u0628\u0627\u064a-\u0645\u062d\u0644\u064a\u0627-300x182.webp\" alt=\"\u0631\u0633\u0648\u0645 \u062a\u062d\u0648\u064a\u0644 \u064a\u0648\u0631\u0628\u0627\u064a \u0645\u062d\u0644\u064a\u0627\" width=\"460\" height=\"279\" srcset=\"https:\/\/bybanker.com\/wp-content\/uploads\/2024\/06\/\u0631\u0633\u0648\u0645-\u062a\u062d\u0648\u064a\u0644-\u064a\u0648\u0631\u0628\u0627\u064a-\u0645\u062d\u0644\u064a\u0627-300x182.webp 300w, https:\/\/bybanker.com\/wp-content\/uploads\/2024\/06\/\u0631\u0633\u0648\u0645-\u062a\u062d\u0648\u064a\u0644-\u064a\u0648\u0631\u0628\u0627\u064a-\u0645\u062d\u0644\u064a\u0627.webp 621w\" sizes=\"auto, (max-width: 460px) 100vw, 460px\" \/><figcaption id=\"caption-attachment-2278\" class=\"wp-caption-text\">\u0631\u0633\u0648\u0645 \u062a\u062d\u0648\u064a\u0644 \u064a\u0648\u0631\u0628\u0627\u064a \u0645\u062d\u0644\u064a\u0627<\/figcaption><\/figure>\n<h2>\u0643\u0645 \u062a\u0628\u0644\u063a \u0642\u064a\u0645\u0629 \u0643\u0627\u0634 \u0628\u0627\u0643 urpay<\/h2>\n<p>\u0628\u0627\u0644\u0646\u0633\u0628\u0629 \u0644\u0644\u0643\u0627\u0634 \u0628\u0627\u0643 \u0625\u0630\u0627 \u0643\u0627\u0646 \u0627\u0644\u062a\u0639\u0627\u0645\u0644 \u0627\u0644\u0645\u0627\u0644\u064a \u0645\u062d\u0644\u064a \u0641\u062a\u0635\u0644 \u0646\u0633\u0628\u062a\u0647 \u0625\u0644\u0649 \u0646\u062d\u0648 0.6% \u0644\u0644\u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0645\u062d\u0644\u064a\u0629 \u0627\u0644\u0648\u0627\u062d\u062f\u0629 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0623\u062c\u0647\u0632\u0629 \u0627\u0644\u0646\u0642\u0627\u0637 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0627\u0644\u0628\u064a\u0639 \u0648\u0639\u0644\u0649 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u062f\u0648\u0644\u064a\u0629 \u062a\u0635\u0644 \u0644\u0646\u062d\u0648 1% \u0641\u064a \u062d\u0627\u0644 \u062a\u0645\u062a \u062a\u0644\u0643 \u0627\u0644\u0639\u0645\u0644\u064a\u0629 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0623\u062c\u0647\u0632\u0629 \u0646\u0642\u0627\u0637 \u0648\u0645\u0631\u0627\u0643\u0632 \u0627\u0644\u0628\u064a\u0639.<\/p>\n<p>\u062a\u0645 \u062a\u063a\u064a\u064a\u0631 \u0627\u0644\u0634\u0631\u0648\u0637 \u0648\u0627\u0644\u0623\u062d\u0643\u0627\u0645 \u0648\u062a\u0645 \u062a\u0642\u0644\u064a\u0644 \u0646\u0633\u0628\u0629 \u0627\u0644\u0643\u0627\u0634 \u0628\u0627\u0643 \u0644\u0645\u062d\u0641\u0638\u0629 \u064a\u0648\u0631\u0628\u0627\u064a\u060c \u0641\u0647\u0630\u0647 \u0627\u0644\u0645\u062d\u0641\u0638\u0629 \u0641\u064a \u0628\u062f\u0627\u064a\u062a\u0647\u0627 \u0643\u0627\u0646\u062a \u062a\u0639\u0637\u064a \u0646\u0633\u0628\u0629 1% \u0643\u0627\u0634 \u0628\u0627\u0643 \u0639\u0644\u0649 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u0645\u062c\u0627\u0646\u064a\u0629 \u0639\u0644\u0649 \u0643\u0644 \u0627\u0644\u0645\u0634\u062a\u0631\u064a\u0627\u062a \u0627\u0644\u062f\u0627\u062e\u0644\u064a\u0629 \u0648\u0627\u0644\u062f\u0648\u0644\u064a\u0629.<\/p>\n<p>\u0648\u0643\u0627\u0646 \u0633\u0639\u0631 \u0627\u0644\u0635\u0631\u0641 \u0639\u0644\u0649 \u0643\u0644 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u062f\u0648\u0644\u064a\u0629 1.69% \u0644\u0643\u0646\u0647\u0645 \u0623\u0648\u0644 \u0634\u0626 \u0641\u0639\u0644\u0648\u0647 \u0623\u0646 \u063a\u064a\u0631\u0648\u0627 \u0633\u0639\u0631 \u0627\u0644\u0635\u0631\u0641 \u0639\u0644\u0649 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u062f\u0648\u0644\u064a\u0629 \u0648\u0631\u0641\u0639\u0648\u0647 \u0625\u0644\u0649 2.2%.<\/p>\n<p>\u0648\u0627\u0644\u0622\u0646 \u062a\u0645 \u062a\u063a\u064a\u064a\u0631 \u0646\u0633\u0628\u0629 \u0627\u0644\u0643\u0627\u0634 \u0628\u0627\u0643 \u0641\u064a \u0645\u062d\u0641\u0638\u0629 \u064a\u0648\u0631\u0628\u0627\u064a \u0628\u0634\u0643\u0644 \u0631\u0633\u0645\u064a \u0625\u0644\u0649 0.6% \u0639\u0644\u0649 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u062f\u0627\u062e\u0644\u064a\u0629 \u0641\u064a \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 \u0648\u0628\u0646\u0633\u0628\u0629 1% \u0639\u0644\u0649 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u062f\u0648\u0644\u064a\u0629 \u062e\u0627\u0631\u062c \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629.<\/p>\n<h3>\u0643\u0627\u0634 \u0628\u0627\u0643 \u0628\u0637\u0627\u0642\u0629 \u0633\u064a\u062c\u0646\u062a\u0634\u0631 \u064a\u0648\u0631\u0628\u0627\u064a \u0645\u0633\u0628\u0642\u0629 \u0627\u0644\u062f\u0641\u0639<\/h3>\n<p>\u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0627\u0644\u062c\u062f\u064a\u062f\u0629 \u0645\u0646 \u064a\u0648\u0631\u0628\u0627\u064a \u0628\u0637\u0627\u0642\u0629 \u0633\u064a\u062c\u0646\u062a\u0634\u0631 \u064a\u0648\u0631\u0628\u0627\u064a \u0648\u0647\u0630\u0647 \u062a\u0639\u0637\u064a\u0643 1.2% \u0643\u0627\u0634 \u0628\u0627\u0643 \u0639\u0644\u0649 \u0623\u064a \u0639\u0645\u0644\u064a\u0629 \u0634\u0631\u0627\u0621 \u062f\u0627\u062e\u0644 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629\u060c \u0648 \u0646\u0633\u0628\u0629 1.5 % \u0639\u0644\u0649 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u062f\u0648\u0644\u064a\u0629.<\/p>\n<h2>\u0637\u0631\u0642 \u0634\u062d\u0646 \u0645\u062d\u0641\u0638\u0629 \u064a\u0648\u0631 \u0628\u0627\u064a \u0627\u0644\u0631\u0627\u062c\u062d\u064a<\/h2>\n<ul>\n<li>\u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u062a\u0645 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0634\u062d\u0646 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u0627\u0639\u062a\u0645\u0627\u062f \u0639\u0644\u0649 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0628\u0646\u0643\u064a\u0629.<\/li>\n<li>\u0645\u0646 \u0627\u0644\u0645\u0645\u0643\u0646 \u0623\u064a\u0636\u064b\u0627 \u0623\u0646 \u062a\u062a\u0645 \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u0634\u062d\u0646 \u0623\u0648 \u0625\u064a\u062f\u0627\u0639 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0643\u0631\u0635\u064a\u062f \u0628\u0643\u0644 \u0633\u0647\u0648\u0644\u0629 \u0641\u064a \u0645\u062d\u0641\u0638\u0629 \u064a\u0648\u0631 \u0628\u0627\u064a \u0639\u0646 \u0637\u0631\u064a\u0642 \u0622\u0628\u0644 \u0628\u0627\u064a.<\/li>\n<li>\u0625\u064a\u062f\u0627\u0639 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0639\u0646 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0646\u0642\u0627\u0637 \u0627\u0644\u0645\u0643\u0627\u0641\u0623\u0629.<\/li>\n<\/ul>\n<figure id=\"attachment_2279\" aria-describedby=\"caption-attachment-2279\" style=\"width: 434px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-2279\" title=\"\u0637\u0631\u0642 \u0634\u062d\u0646 \u0645\u062d\u0641\u0638\u0629 \u064a\u0648\u0631 \u0628\u0627\u064a \u0627\u0644\u0631\u0627\u062c\u062d\u064a\" src=\"https:\/\/bybanker.com\/wp-content\/uploads\/2024\/06\/\u0637\u0631\u0642-\u0634\u062d\u0646-\u0645\u062d\u0641\u0638\u0629-\u064a\u0648\u0631-\u0628\u0627\u064a-\u0627\u0644\u0631\u0627\u062c\u062d\u064a-300x141.webp\" alt=\"\u0637\u0631\u0642 \u0634\u062d\u0646 \u0645\u062d\u0641\u0638\u0629 \u064a\u0648\u0631 \u0628\u0627\u064a \u0627\u0644\u0631\u0627\u062c\u062d\u064a\" width=\"434\" height=\"204\" srcset=\"https:\/\/bybanker.com\/wp-content\/uploads\/2024\/06\/\u0637\u0631\u0642-\u0634\u062d\u0646-\u0645\u062d\u0641\u0638\u0629-\u064a\u0648\u0631-\u0628\u0627\u064a-\u0627\u0644\u0631\u0627\u062c\u062d\u064a-300x141.webp 300w, https:\/\/bybanker.com\/wp-content\/uploads\/2024\/06\/\u0637\u0631\u0642-\u0634\u062d\u0646-\u0645\u062d\u0641\u0638\u0629-\u064a\u0648\u0631-\u0628\u0627\u064a-\u0627\u0644\u0631\u0627\u062c\u062d\u064a.webp 607w\" sizes=\"auto, (max-width: 434px) 100vw, 434px\" \/><figcaption id=\"caption-attachment-2279\" class=\"wp-caption-text\">\u0637\u0631\u0642 \u0634\u062d\u0646 \u0645\u062d\u0641\u0638\u0629 \u064a\u0648\u0631 \u0628\u0627\u064a \u0627\u0644\u0631\u0627\u062c\u062d\u064a<\/figcaption><\/figure>\n<h2>\u0643\u0645 \u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0635\u0631\u0641 \u0644\u0644\u062f\u0648\u0644\u0627\u0631 \u0641\u064a \u064a\u0648\u0631 \u0628\u0627\u064a \u0627\u0644\u0631\u0627\u062c\u062d\u064a<\/h2>\n<p>\u0628\u0639\u062f \u0627\u0644\u062d\u062f\u064a\u062b \u0639\u0646 \u0623\u0628\u0631\u0632 \u0639\u064a\u0648\u0628 \u0645\u062d\u0641\u0638\u0629 \u064a\u0648\u0631\u0628\u0627\u064a \u0646\u062a\u0639\u0631\u0641 \u0639\u0644\u0649 \u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0635\u0631\u0641 \u0627\u0644\u062a\u064a \u062a\u062a\u0628\u0639 \u062e\u062f\u0645\u0629 \u064a\u0648\u0631\u0628\u0627\u064a \u0644\u0644\u062f\u0648\u0644\u0627\u0631 \u062d\u064a\u062b \u064a\u0635\u0644 \u0633\u0639\u0631\u0647 \u062d\u062a\u0649 3.75 \u0631 \u0633 \u0648\u0630\u0644\u0643 \u0639\u0644\u0649 \u0642\u064a\u0645\u0629 \u0648\u0627\u062d\u062f \u062f\u0648\u0644\u0627\u0631 \u0641\u0642\u0637\u060c \u0623\u064a \u0623\u0646 \u0645\u0628\u0644\u063a \u064a\u0639\u0627\u062f\u0644 100 \u062f\u0648\u0644\u0627\u0631 \u064a\u0643\u0648\u0646 \u0645\u0642\u062f\u0631 \u0628\u0642\u064a\u0645\u0629 \u0645\u0627\u0644\u064a\u0629 \u062a\u0639\u0627\u062f\u0644 \u0645\u0627 \u064a\u0635\u0644 \u0644\u0640\u00a0 383.25 \u0631 \u0633 \u0648\u0630\u0644\u0643 \u0628\u0639\u062f \u0623\u0646 \u064a\u062a\u0645 \u062e\u0635\u0645 \u0642\u064a\u0645\u0629 \u0627\u0644\u0631\u0633\u0648\u0645 \u0627\u0644\u0645\u0637\u0644\u0648\u0628\u0629 \u0641\u064a \u062d\u0627\u0644 \u0627\u0644\u0631\u063a\u0628\u0629 \u0641\u064a \u0633\u062d\u0628 \u0647\u0630\u0647 \u0627\u0644\u0642\u064a\u0645\u0629 \u0639\u0628\u0631 \u0645\u062d\u0641\u0638 \u064a\u0648\u0631 \u0628\u0627\u064a \u0627\u0644\u0631\u0642\u0645\u064a\u0629.<\/p>\n<h2>\u0623\u0641\u0636\u0644 \u0628\u062f\u0627\u0626\u0644 \u064a\u0648\u0631\u0628\u0627\u064a \u0627\u0644\u0631\u0627\u062c\u062d\u064a<\/h2>\n<p>\u0647\u0646\u0627\u0643 \u0627\u0644\u0643\u062b\u064a\u0631 \u0645\u0646 \u0627\u0644\u0645\u062d\u0627\u0641\u0638 \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0648\u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0641\u064a \u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0648\u0644\u0643\u0646 \u0644\u064a\u0633 \u0643\u0644 \u0647\u0630\u0647 \u0627\u0644\u0645\u062d\u0627\u0641\u0638 \u0623\u0648 \u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a \u062a\u0639\u0637\u064a \u0646\u0641\u0633 \u0646\u0633\u0628\u0629 \u0627\u0644\u0643\u0627\u0634 \u0628\u0627\u0643 \u0623\u0648 \u0627\u0644\u0645\u0645\u064a\u0632\u0627\u062a \u0627\u0644\u062a\u064a \u0643\u0627\u0646\u062a \u0645\u0648\u062c\u0648\u062f\u0629 \u0641\u064a \u064a\u0648\u0631\u0628\u0627\u064a\u060c \u0647\u0630\u0647 \u0627\u0644\u0628\u062f\u0627\u0626\u0644 \u0643\u0627\u0644\u062a\u0627\u0644\u064a \u0648\u0647\u064a \u0643\u0644\u0647\u0627 \u0645\u062c\u0627\u0646\u064a\u0629 \u0648\u0628\u0637\u0627\u0642\u0627\u062a \u0645\u0633\u0628\u0642\u0629 \u0627\u0644\u062f\u0641\u0639:<\/p>\n<p>1- \u0628\u0637\u0627\u0642\u0629 \u0645\u0648\u0628\u0627\u064a\u0644\u064a \u0628\u0627\u064a \u0627\u0644\u0628\u0644\u0627\u062a\u064a\u0646\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u0639\u0637\u064a\u0643 1% \u0643\u0627\u0634 \u0628\u0627\u0643 \u0639\u0644\u0649 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u062f\u0627\u062e\u0644\u064a\u0629 \u0648 1.5% \u0639\u0644\u0649 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u062f\u0648\u0644\u064a\u0629 \u0645\u0639 \u0627\u0644\u0639\u0644\u0645 \u0627\u0646 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0645\u062c\u0627\u0646\u064a\u0629 \u062d\u0627\u0644\u064a\u0627\u064b \u0648\u0647\u0648 \u0639\u0631\u0636 \u064a\u0646\u062a\u0647\u064a \u0642\u0631\u064a\u0628\u0627\u064b \u0628\u0639\u062f\u0647\u0627 \u062a\u0635\u064a\u0631 \u0627\u0644\u0628\u0637\u0627\u0642\u0629 \u0628\u0631\u0633\u0648\u0645 \u0633\u0646\u0648\u064a\u0629.<\/p>\n<p>2- \u0628\u0637\u0627\u0642\u0629 \u0628\u0648\u0643\u064a \u0628\u0646\u0643 \u0627\u0644\u0631\u064a\u0627\u0636 \u062a\u0639\u0637\u064a\u0643 \u0623\u064a\u0636\u0627\u064b 1 % \u0643\u0627\u0634 \u0628\u0627\u0643\u060c 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